All the latest news and key insights you need from Fluid
What Is InstaDApp?
1. What Is InstaDApp?
InstaDApp is a middleware protocol and unified DeFi platform built primarily on the Ethereum network. It provides a “Smart Account” or “Smart Wallet” layer that enables users and developers to aggregate, manage, and optimize positions across multiple DeFi protocols through a single interface. :contentReference[oaicite:1]{index=1}
2. Why InstaDApp Was Created
The DeFi ecosystem consists of many protocols (lending, borrowing, swaps, liquidity provision) and often requires users to manage multiple contracts, disparate interfaces, and manual optimizations. InstaDApp was created to overcome these limitations by:
Aggregating multiple DeFi protocols into one smart-account interface, simplifying user experience. :contentReference[oaicite:2]{index=2}
Providing automation and strategy execution (for example refinancing, leverage, position migration) across protocols. :contentReference[oaicite:3]{index=3}
Enabling developers to build on top of its infrastructure (Smart Accounts, programmable modules) to deliver new DeFi use-cases. :contentReference[oaicite:4]{index=4}
3. How InstaDApp Works
A user connects to their Smart Account (a contract wallet provided by InstaDApp) which serves as the core interface. :contentReference[oaicite:5]{index=5}
The Smart Account can execute modules/extensions (e.g., flash-loan module, refinance module) that interact with underlying DeFi protocols such as MakerDAO, Aave, Compound. :contentReference[oaicite:9]{index=9}
Users can perform complex strategies via one interface: for example move collateral from one protocol to another, swap assets, borrow/lend, increase leverage, using fewer steps. :contentReference[oaicite:10]{index=10}
Developers can build extensions (modules) on top of the Smart Account layer, enabling new use-cases such as automation, multi-chain support, account abstraction. :contentReference[oaicite:11]{index=11}
The native governance token (originally $INST, now rebranded to FLUID) empowers community participation in protocol upgrades and extension selection. :contentReference[oaicite:13]{index=13}
4. Key Features of InstaDApp
Smart Account wallet abstraction: a contract-wallet per user that supports modules and upgradeable logic. :contentReference[oaicite:14]{index=14}
Multi-protocol aggregation: supports lending/borrowing, swaps, vault migrations, leverage across major DeFi protocols. :contentReference[oaicite:15]{index=15}
Developer-friendly modules: open SDK, extensibility via the “DSL” layer (DeFi Smart Layer) for adding new modules. :contentReference[oaicite:16]{index=16}
Non-custodial model: Users retain control of assets — InstaDApp acts as a smart-contract layer, not custody provider. :contentReference[oaicite:17]{index=17}
Governance and community control: With token governance enabling selection of modules and upgrades. :contentReference[oaicite:18]{index=18}
Cross-chain and account abstraction features (in progress): for example their “Avocado Smart Wallet” initiative. :contentReference[oaicite:19]{index=19}
5. Who Can Use InstaDApp?
Crypto users who are active in DeFi and want to manage positions across protocols in one interface.
DeFi power users who want to optimize yields, migrate collateral, manage leverage or use flash-loan strategies.
Developers and projects who want to build modules/extensions on top of the InstaDApp infrastructure.
Token holders and community participants who wish to vote on governance proposals and influence the direction of the protocol.
6. What Is the $INST / $FLUID Token?
The governance token originally named $INST (now rebranded to $FLUID) serves multiple roles in the InstaDApp ecosystem. :contentReference[oaicite:20]{index=20}
Governance: Token holders vote on protocol parameters, module deployment, upgrade logic, and community funds. :contentReference[oaicite:21]{index=21}
Utility: While governance is primary, the token may also be used for reward distribution, module access and incentivising users (specific models evolving). :contentReference[oaicite:22]{index=22}
Supply & Allocation: The token was initially minted with a maximum supply of 100 million INST. Circulating supply and usage have evolved under the rebrand. :contentReference[oaicite:23]{index=23}
Social Pulse
Bearish50%
Bullish50%
Isaac Bassey@Web3Sage_07
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Exploring Instadapp: Revolutionizing DeFi Through Fluid Capital Efficiency
Instadapp has quietly emerged as a cornerstone in the decentralized finance (DeFi) space, powering some of the most efficient and capital-optimized financial experiences on the blockchain today. Its latest innovation, Fluid, launched in early 2024, is redefining what it means to aggregate liquidity and yield—not by simply connecting protocols, but by creating a seamless ecosystem where lending, trading, borrowing, and more function cohesively through shared logic and liquidity.
Simplifying DeFi for Everyone
Back in 2018, DeFi was dense and complicated, with users navigating fragmented protocols that were difficult and risky to use. Instadapp identified this challenge and responded by building an elegant, unified interface designed to streamline access across multiple DeFi platforms. This approach transformed user interactions but revealed new limitations tied to underlying protocols’ inherent constraints around capital efficiency, control, and user experience.
The Evolution: Beyond Front-Ends to Fully Integrated Systems
Recognizing that a polished interface alone could not maximize efficiency, Instadapp took a bold step: to develop a foundational system from the ground up. Fluid is not merely a plug-in protocol but an integrated system where different DeFi activities operate seamlessly on shared infrastructure. This ensures capital is utilized more efficiently and users benefit from a cohesive, more intuitive DeFi experience.
Why Fluid Matters
Fluid addresses critical pain points in DeFi: fragmented liquidity, suboptimal capital allocation, and limited control for users. By unifying functions like lending, trading, and borrowing into a single ecosystem, Fluid optimizes capital use and simplifies complex interactions, creating smoother and more rewarding user journeys.
My Thoughts
Instadapp’s journey underscores the need to innovate not just at the user interface level but at the foundational infrastructure of DeFi. Fluid exemplifies how reimagining shared liquidity and logic can unlock new efficiencies, pushing DeFi closer to mainstream accessibility and usability. For those invested in the future of finance, following Instadapp’s evolution is crucial.
Visit @arbitrium to stay updated on how innovations like Fluid are shaping DeFi's future.
tino.eth@tino_research
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a year has passed and my view is still the same, the only thing that changed is the ticker: it’s $FLUID 🌊
Alan 😈 🥊@Alanlegits
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In 2019, automation meant bots. In 2021, it meant aggregators. Now @Velvet_Capital brings cognition.
You can track the evolution: Yearn simplified farming, Instadapp orchestrated flows, but @dango Velvet understands them. Its Unicorn @SCORProtocol agents analyze sentiment, liquidity pools, and execution routes in real time — then act with intent.
That’s a shift from mechanical yield to adaptive logic. Finance is no @beyond__tech longer reactive; it’s self-aware.
Decentralized intelligence has arrived quietly, disguised as a trading terminal. Someday we’ll look back and call this the start of DeFi’s neural age.
rektdiomedes@rektdiomedes
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Top 12 Defi Protocols By TVL Three Years Ago (Nov 4th, 2022):
1. MakerDAO $MKR / $SKY
2. Lido $LDO
3. Curve $CRV
4. Aave $AAVE
5. Uniswap $UNI
6. Convex $CVX
7. PancakeSwap $CAKE
8. JustLend $JST
9. Compound $COMP
10. Instadapp $INST / $FLUID
11. Balancer $BAL
12. Coinbase Wrapped Staked ETH $ETH
Top 12 Defi Protocols By TVL Today (Nov 4th, 2025):
1. Aave $AAVE
2. Lido $LDO
3. EigenLayer $EIGEN
4. Binance Staked ETH $ETH
5. Morpho $MORPHO
6. Spark $SPK
7. Ethena $ENA
8. EtherFi $ETHFI
9. Sky $SKY
10. Pendle $PENDLE
11. Babylon Protocol $BABY
12. Maple $SYRUP
What pops out:
- Aave achieving total dominance
- Rise of restaking
- Relative disappearance of dex's from the list (Uniswap is now #13, and PancakeSwap is now #25)
- Decline of 'Curve Wars'
- New blue-chips like Ethena, Pendle, Maple, etc
...
Note: Again like in my tweet the other day about historic chain data, all of the above is from @DefiLlama, and the old stats are via a screenshot in @thedailydegenhq from three years ago :)
Cryptoyieldinfo@Cryptoyieldinfo
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the story this wallet tells is amusing from dust (and rugs) left behind:
nexus mutual, cream, swerve, spookyswap, rari capital, fraxlend, instadapp, moonriver, moonbeam, celo, APY, sushiswap, polygon zkevm, manta, mode, opbnb, zksync era, alpha homora...
a degen who made it.
kaymas0410@kaymas0410
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InstaDApp - More than 41K ETH & 4.6M DAI crossed bridge in just a Week. Bridge weekly stats in desc.
Top Creators
OCT Timeline - Fluid
December 20, 2018
InstaDApp launched as a smart wallet and middleware protocol simplifying DeFi management across lending and liquidity platforms.
Platform Launch
July 13, 2021
Introduced the INST token to enable decentralized governance and incentivize ecosystem participation via the InstaDApp DAO.
Token Launch (INST)
October 5, 2022
Expanded to support Polygon and Arbitrum, improving accessibility and cross-chain transaction efficiency.
Multi-Chain Expansion
May 21, 2025
Released Smart Wallet v3 with automated debt optimization, cross-chain transfers, and AI-assisted portfolio tools.