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The U.S. government is preparing to release a landmark crypto policy report on the 30th of July 2025 that could shift how digital assets are regulated in the US.
Author: Sahil Thakur
The U.S. government is preparing to release a landmark crypto policy report that could mark a significant shift in how digital assets are regulated and integrated into mainstream finance. Announced by Bo Hines, Executive Director of the President’s Digital Asset Advisory Council, the report will be unveiled on July 30, 2025, and is expected to propose major changes that could transform U.S. financial markets.
One of the most anticipated aspects of the report is the proposal for a Bitcoin strategic reserve. The idea of holding Bitcoin in U.S. reserves as a hedge against dollar volatility would represent a groundbreaking step for the U.S. government. This move follows in the footsteps of nations like El Salvador and corporate treasury strategies, but with more stringent compliance standards.
Another bold recommendation centers around direct access to the Federal Reserve’s payment systems for digital asset companies. Currently, crypto firms rely on intermediary banks for dollar transactions, which creates bottlenecks and vulnerabilities. Direct Fed access would streamline settlements and bring blockchain-native payment rails into competition with traditional banking systems. However, insiders suggest this access could come with strict requirements, potentially limiting it to the most established firms.
The report also includes strong opposition to the creation of a Central Bank Digital Currency (CBDC). Instead, the White House is favoring market-driven stablecoins, especially those that are U.S. dollar-backed, fully transparent, and audited. This approach seeks to protect privacy while maintaining stability in digital currencies, avoiding the potential risks associated with a government-controlled digital dollar.
The crypto industry has long struggled with regulatory ambiguity, particularly around the classification of digital assets. The SEC and CFTC have clashed over whether tokens should be classified as securities or commodities, creating confusion for both companies and investors. The White House report aims to resolve these disputes by establishing a bifurcated regulatory framework, where oversight will depend on the functionality of each asset.
Although the framework may address some of the issues between regulatory bodies, it is unlikely to fully satisfy all parties. The report is expected to propose a new independent regulator to oversee digital assets, though it’s unclear how this would fit into the existing regulatory structure.
The report will also address national security concerns, particularly related to illicit finance and sanctions evasion. Recommendations are expected to focus on increasing transparency and control over digital assets to combat illegal activity.
This comprehensive review follows months of interagency coordination, with input from the Securities and Exchange Commission (SEC), Commodity Futures Trading Commission (CFTC), and the Department of the Treasury. The report is a response to the January executive order aimed at boosting U.S. leadership in digital finance.
On the heels of legislative progress, such as the passage of the GENIUS Act (which governs stablecoins), this policy report aims to provide clarity and direction for the crypto industry. Still, some industry watchers remain cautious, noting that much of the proposed legislation has yet to be tested.
The announcement comes just as revelations surface about the U.S. Marshals holding 28,988 BTC—a stark contrast to the 198,012 BTC believed to be in government possession. The Strategic Bitcoin Reserve framework may offer clarity on this discrepancy and provide further insight into the government’s stance on digital asset reserves.
President Trump signed an order banning the creation of a Federal Reserve CBDC and created a national task force to define a crypto regulatory framework, led by David Sacks.
The administration established a strategic crypto reserve using confiscated assets. Additionally, the OCC and FDIC removed prior-approval requirements for banks entering crypto activities.
The House passed three key bills related to crypto regulation:
The new law mandates 1:1 reserve backing for stablecoins, requires licensing and AML compliance for issuers, and enforces regular audits. This is the first major piece of federal stablecoin regulation.
Next steps: Senate consideration of the CLARITY and Anti-CBDC Acts, which could finalize key definitions and limitations for digital asset governance in the U.S.
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