Zebec Network Review

Partnerships

1. Ripple (June 2025):
   Zebec’s COO, Simon Babakhani, confirmed ongoing partnership discussions with Ripple for a joint product. The collaboration targets inefficiencies in the U.S. payroll sector, which is valued at over $10 trillion. This strategic move could position Zebec as a leader in blockchain-based payroll innovation.
2. Chainlink (March 2022):
   Zebec integrated Chainlink’s Price Feeds to secure and automate its dollar-cost averaging system. This partnership enhances the reliability of Zebec’s DeFi payroll and payment infrastructure on the Solana blockchain, ensuring consistent and accurate price inputs.
3. ONDO Finance (May 2024):
   Through this partnership, Zebec integrated ONDO’s USDY stablecoin to strengthen its real-time payroll capabilities using real-world assets (RWAs). The collaboration also includes shared panel discussions and community engagement efforts to further RWA adoption across Web3.
4. Mastercard (2023):
   Zebec works with Mastercard to issue its crypto debit cards: the Zebec Black Card and Zebec Silver Card (formerly Zebec Instant). These cards allow users to spend crypto as fiat across the globe and are integrated with Apple Pay and Google Pay for seamless access.

Tokenomics

ZBCN is the native utility and governance token powering Zebec’s expanding ecosystem. Initially launched as ZBC, the updated token model reflects the platform’s multi-chain evolution and growing suite of products.

• Total Supply: 100 Billion ZBCN
• Token Distribution:
  • Community & Rewards: 50%
  • Team & Advisors: 20%
  • Seed Sale: 9.28%
  • Private Sale: 10.97%
  • Public Sale: 5.74%
  • Market Making: 4%
• Utility:
  • Network fees and discounts
  • Governance and staking (up to 15% APY)
  • Used in Zebec Cards
  • DeFi integrations and collateral
• Buyback & Burn Program: Zebec performs periodic buybacks using revenue from Zebec Cards and ZePIN. The tokens are then burned or locked, applying consistent deflationary pressure and rewarding long-term holders.

Roadmap & Milestones

1. Zebec Pay Super-App: Launching a unified app that integrates payroll, cards, and treasury into one mobile-first solution.
2. Zebec Card Expansion: New chain integrations, wider token support, improved user controls, and higher limits.
3. ZePIN Rollout: Piloting payment terminals for real-world crypto transactions in stores and businesses.
4. ZAI Development: Enhancing compliance and real-time risk management using AI.
5. Vault System: Treasury management vaults for DAOs and Web3 firms to manage funds transparently.

Project Analysis

Zebec stands out by bridging the blockchain and traditional finance worlds through functional, real-world tools. It offers solutions beyond DeFi hype—bringing payroll, cards, and treasury tools to institutions and individuals. Its emphasis on real-time operations, AI compliance, and physical payment hardware gives it a unique edge.

Zebec’s multi-chain approach, particularly its speed on Solana and compatibility with Ethereum and BNB Chain, enhances accessibility. The platform’s focus on compliance and real-world integration also helps it appeal to both Web2 and Web3 businesses.

Compared to Request Network and Superfluid, Zebec offers more comprehensive services, with real-time streaming, licensed U.S. payroll operations, and actual DePIN hardware—features that most competitors currently lack. However, broader adoption depends on UX improvements and regulatory developments.

Team

• Sam Thapaliya: Founder
• Simon Babakhani: Chief Operating Officer (COO)
• Elena Solovyov: Chief Marketing Officer (CMO)
• Kian: Chief Technology Officer (CTO)

Conclusion

Zebec Network is not just another crypto payment solution—it’s a full-stack financial infrastructure platform built for mainstream adoption. With powerful integrations like real-time payroll, Mastercard-backed cards, DePIN hardware, and AI compliance monitoring, it caters to real-world use cases that most blockchain projects overlook.

In contrast to projects like Request Network or Superfluid, which focus solely on streaming payments or on-chain invoicing, Zebec delivers a unified experience that merges on-chain programmability with the usability of traditional finance. Its U.S.-compliant payroll offerings and hardware rollout for DePIN integration set it apart from pure-software competitors.

As the crypto industry shifts toward real-world assets, on-chain treasury, and regulatory compliance, Zebec’s value proposition becomes even more relevant. If execution continues at its current pace, Zebec could define the blueprint for blockchain-native fintech platforms.

Explore More Reviews to Level Up Your DYOR Game